Rates effective as of: 01/01/2016
*Minimum financing of $15,000 is required for vehicle loans over 60 months. Maximum terms depends on amount financed.
** Add 0.25% to rate if NOT paid via payroll deduction
***Not eligible for refinancing of existing SemiFCU loans
All quoted rates in APR = Annual Percentage Rate
A $75 loan refinance fee applies to most SemiFCU vehicle and personal loans – some restrictions apply
All loan rates are subject to change without notice.
Please see a loan officer if you have any questions.
Rates effective as of 01/01/2016
|Type of Account & Balance||Rate||Annual Percentage Yield (APY)|
|Share Account *||0.10%||0.10%|
|Club Account **||0.15%||0.15%|
|Christmas Club Account||0.15%||0.15%|
|Checking (Share Draft)||None||N/A|
|Certificates – $500 Minimum Deposit|
|3 Month Cert.||.35%||.35%|
|6 Month Cert.||.45%||.45%|
|12 Month Cert.||.65%||.65%|
|18 Month Cert.||.75%||.75%|
|24 Month Cert.||.90%||.90%|
|30 Month Cert.||1.00%||1.00%|
|36 Month Cert.||1.25%||1.26%|
|48 Month Cert.||1.65%||1.66%|
|60 Month Cert.||1.90%||1.92%|
Dividends are paid monthly on the average daily balance in each account. Dividend rates are subject to change without notice. See our Fee Schedule for details on fees and charges associated with our accounts. Fees may reduce earnings on accounts.
On certificates, there is a substantial penalty for early withdrawal.
*$25.00 minimum to open account and earn dividends
**$.01 minimum to open account and earn dividends
This credit union is federally insured by the National Credit Union Administration
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